Al Faaj is a leading first-of-its-kind UAE-based investment company that has an unparalleled vision. We work along the outlines of perfection which is unlikely of any other organisation manoeuvring in monetary dealings. Incorporated in 2020, our operations are economically viable and reliable. Our team experts have emerged as ace seekers who focus on optimizing investment objectives exclusively in the terrains of Dubai and UAE. We deliver best in class fund administration and technologies by sifting through finer details.
Our approach is driven by a maestro management, a group of senior competent and dexterous professionals having an aggregate experience of more than five decades in project finance, business banking and investment advisory. Our goal has always been to be the first-choice advisors for anyone seeking project capital in India or abroad. Al Faaj binds its reputation with the right investing ministrations, thereby exhibiting its seasoned extravagance in the market. To this end, our exclusive focus is to offer our clients a full spectrum of investment banking services including capital raising, debt syndication, deal structuring, corporate lease financing, working capital finance, mergers and acquisitions, private equity, and research advisory at large. We will provide advisory on clients’ capital management requirements with knowledge-based deal structuring, backed by strong risk analysis. Such conventions help not only us but our customers to delve into smooth implementation of businesses.
Accompanied by investments in diversified sectors and markets across the globe, we endeavour to effectively manage our operational infrastructure, financial reporting, and investor communications. Real estate, industrial, finance, healthcare, and education, amongst others are broader domains that enable us to achieve our highest potential. Listed on the Dubai Financial Market in 2020, Al Faaj Investments has prominently substantial amount of shareholders with fair share capital. Through its wide range of businesses, Al Faaj has empowered communities – mounting over massive growth on all fronts. Further at Al Faaj, we aid and assist fund sponsors accomplish the best deal for their time and resources.
We address growth and expansion needs of real estate developers and cover the entire spectrum ranging from inceptive or preliminary construction funding, last mile finance, bridge funding, receivables finance, asset backed loans, structured debt, restructuring, acquisition finance, land finance etc. It is a great way to establish a splendid investment stratagem among our consumers.
Supplementing the former, we also advise the client on their banking relationship, fund raising both through venture funds and through equity dilution. We handhold the client end to end in terms of Financial Analysis, Valuation, Fund Shopping and Negotiation. This accentuates our professional gig both at national and international stage. We provide end to end advisory for all sorts of financing solutions including working capital finance, loan against property, bank guarantees, trade finance, and foreign currency loans. We also advise clients on debt restructuring and change/transition management. We help in settlement of principal accounts through negotiations. We act as an arbitrator between the Financial
Institution and the investment enterprise. We also advise the clients on SARFEASI and insolvency action. Last but not the least, we help the client to come out of the deadlock optimally in the given period of their undertaking. We provide Asset Monitoring Services to Financial Institutions both in terms of ongoing assessment as well as pre-sanction analytics. Our aim is to majorly provide technoeconomic and micro markets-based reports on demand of our trustworthy customers, hailing the aesthetics of consumerism.
Start putting yourself out there, continually learning and always showing up. And one finest example is Mr. Fazil M T, who started his career as a Public Relation Officer in a firm Al Maitha International trading in the year 2007 in Dubai, UAE. In 2010, his hard work and interpersonal skills opened a new door into Weatherford Oil Tools LLC, one of the leading US based company in UAE, with a capacity of managing public relation, and at the same time he supported company’s legal team in various ways.
He concentrated on all the skills that he had and exerted oneself to make a success out of what he does.
His multifaceted ability and experiences from global ventures made him subsume his own consultancy firm for recruitment and made secured government relationship.
It mainly focuses on manpower recruitment to Kuwait, Qatar and UAE, and renders consultancy services for private and public joints in Kerala State.
We have an impeccable record of maintaining quality through our superior management and trailblazing services which we render to our investors. Our culture celebrates leadership, entrepreneurial spirit, innovation, and the highest commitment to client service. An integral part of this vision is delivering superior returns to our shareholders. The stock selection process is driven by a fundamental approach, to which the team applies a quantitative overlay in a controlled manner. The core investment process does not target any particular style bias and aims to outperform in most market environments. Al Faaj consistently strives to increase the value of business keeping intact ethics and a commitment to the development of society through integrity and fair-trade practices. In conjunction with targeting the maximum upside potential the portfolio has been structured to mitigate corporate government and liquidity risks.
At Al Faaj, we proudly proclaim ourselves as visionaries who attain a long-term performance primarily to the fact of having a concrete mission. We try to develop a strategic thinking with a well-defined entropic dimension. Our focus spins around consistent and constant trials to achieve the following characteristics:
Powerful: We believe that even though a vision expresses the future, it is important to understand the present. The tension that gyrates from the inception to the end during the investment loop is what drives actions toward achieving the vision. To prevent off-track graph, to seize disconnectedness and powerlessness we include the current reality in the vision.
Purposeful: Our motto cannot be understood in isolation; in particular it is connected to the purpose and the core values. We emerge from the fundamental values of the organization’s individuals, the fundamental purpose, and awareness of today’s reality, melded together to produce a shared future.
Self – determining: Vision is not relative. If it is connected to competition, then it may prove that the innovation stops achieving greatness. Henceforth, our employees solemnly devote themselves projecting the very self-determination.
Concrete: Our vision is concrete, having a specific destination, presenting an image of the desired future. We vow to progress with the investors earnestly by fair means of business practices.
Multi – faced: Manifesto that we lay out includes more aspects, such as personal facets (health, integrity), altruistic facets (helping the community and serving the customer).
Emotional: The visions are developed using values. This implies that the these are emotionally charged. Such emotions become the driving forces towards achieving the desired goal. What we foresee is a strong integrator. People sharing together the same future image of their organization will strive to find best solutions to transform that vision into reality.
Such mentions six attributes of an organization’s vision; thus, Al Faaj integrates the individual contributions in knowledge, intelligence and values from all employees, and becomes a driving force for increasing the potential of the organizational intellectual capital. Our vision is an idealistic projection of the company in an undefined future, in a mature and successful position. However, the roots of this projected image are well defined in the present business dynamics of the company. We are a product of the founders of HRDS INDIA, especially of those founders having a visionary mind.
Our Mission: Mastering Morals Vision and mission are two distinct concepts reflecting different existential time frames. Our Mission is to add value and expand Al Faaj investment portfolio through sound corporate virtuosity, financial engineering, network of relationships, and financial resources. Our reputation precedes the work henceforth, performance and its excellence matter to us the most. We have got the knack for investment tradition. We work with you from launch through the full lifecycle of your investment vehicles, administering the most complex funds. Your funds are structurally and operationally unique, so we tailor our service plan to your specific needs.
Our mission reflects the way in which vision can be transformed into a tangible existence for the company. In other words, we exist in entirety because it must create value for consumers and satisfy their needs. The mission of an organization represents the reason for existence and for creating value for society. It synthesizes the existential law of the organization and explains its vision. Our mission differs from vision in that it integrates both the social goal of the company and the basis for creating a competitive advantage. Such a statement incorporates the concept of stakeholder management, a complex process through which organizations respond to multiple constituencies if they want to survive and prosper. Owners, employees, customers, suppliers, different governmental agencies represent the main stakeholders, but their range is increased up to the level of Management & Marketing community. Thereby we share an assumed responsibility of the company born from its social goals.
According to conventional business thinking, the main goal of a company is to create profit, and the fundamental task of the management is to find solutions in order to increase continually this profit. Just give a test to all the businessmen you know about this issue and the great majority of their answers will be only one word: profit. May be, some of them will give a more elaborate answer concerning strategies elaboration and implementation in order to optimize the profit making process. Hardly, there will be a few of them to consider a different perspective. But according to the new business wisdom model, the main goal of al Faaj is to create social values, and the fundamental task of the management is to create a competitive advantage for the company. Value creation is the raison d’etre of firms: by devising and implementing strategies, firms create value for their customers and obtain returns for our owners.
Our operational management has an inward perspective, concentrating on productivity, efficiency and measures for cost reductions, in order to increase the profit of the company and, thus, the financial values for shareholders. Its functions and working dimensions have been developed mainly by diligent and conscientious practitioners expanding across countries and extensively in Dubai/UAE. In short, our management refers to the process of getting things done, effectively and efficiently, through and with other people. We define efficiency as a ratio between the output value to the input value in a given process. We seek to minimize our resource costs, only for the benefit of our investors. Therefore, the new definition of our success stands in the notion that efficiency is the ratio between the maximum output value of a given process to the minimum input value. Effectiveness on the other hand refers to goal attainment.
Our Values: Principals we Adhere to The culture at Al Faaj is open, inclusive, and based on revered teamwork. Our priority sets the foundation of our networks, ideas, expertise, and capabilities. Central to our labour is trust which stains the quality of our service. We work as a team, pulling together towards a common goal. Henceforth, we hire, train, and retain diverse employees. Excellence is built into our DNA because we attract and retain the best talent in the industry.
Organizational intellectual capital is composed in its ultimate essence of knowledge, intelligence, and values. Each of these components represents integrated results of the individual contributions of all employees. Corporates embedded with the values represents strong beliefs people get through their education in family, at school and in society. Each person is born in each culture and through the educational system a series of these cultural values are transferred from society to individual. Through personal experience some of these values are strengthened and others are weakened. Values are important for us since they play the guiding role in any decision-making process. Al Faaj is a product of set of beliefs and values that become embodied in an ideology or organizational vision, mission and corporate values.
All individual values of employees are integrated at the organizational level according to the operational power of the organizational integrators. The result consists of the core corporate values. These can be formulated in an explicit way and incorporated into the mission statement or they just flow through the organizational culture in an implicit way. They can be felt in an adverse environment, even if they do not have a clear formulated statement. Our company is often said to have an explicit or implicit system of values, which is part of its culture. What is meant, is that the management team has a collective set of values, so that the company is used as a shorthand expression collectively for the managers. An example might be a dedication to the quality of what is offered to customers. Defining the corporate values is a process linked to the new perspective of Corporate Social Responsibility (CSR), in which ethical values shape the framework of decision-making processes.
What we adhere to becomes a driving force for the company. They provide a common frame of reference that serves as a unifying force across different functions, lines of business and employee groups. Company values communicated properly and shared by all employees may become a strong integrator for the organizational intellectual capital. These values can be communicated as an independent statement or as a component of the mission statement. According to HRDS INDIA, the specific content of the dominant beliefs of the excellent companies is also narrow in scope, including just a few basic values:
Client Before Us
We always act in the best interests of our clients.
Integrity Is Essential
We stick to sound moral and ethical principles
Teamwork Makes Us Who We Are
We value new thinking, are open to different perspectives that scale up our success stories evermore.
Accountability We Owe You
We are willing to take responsibility for our actions and seize the initiative at our end.
Respect to Rise
We understand that diverse thinking creates the best ideas and thus, reverence is the key to all.
Everything par Excellence
We always try to do more than we are asked, going above and beyond to get a better result.
The culture at Al Faaj is open, inclusive, and based on revered teamwork. Our priority sets the foundation of our networks, ideas, Readmore
© 2021 Allfaaj Investment LLC
It's very true that, what matters is that you start!
Start putting yourself out there, continually learning and always showing up. And one finest example is Mr. Fazil M T, who started his career as a Public Relation Officer in a firm Al Maitha International trading in the year 2007 in Dubai, UAE. In 2010, his hard work and interpersonal skills opened a new door into Weatherford Oil Tools LLC, one of the leading US based company in UAE, with a capacity of managing public relation, and at the same time he supported company’s legal team in various ways.
He concentrated on all the skills that he had and exerted oneself to make a success out of what he does. His multifaceted ability and experiences from global ventures made him subsume his own consultancy firm for recruitment and made secured government relationship.
It mainly focuses on manpower recruitment to Kuwait, Qatar and UAE, and renders consultancy services for private and public joints in Kerala State. His higher knowledge in public relationships and expertise in strategizing business goals made his work distinct and exceptional, and has made a new benchmark for his competitors.
Mr. Fazil has completed Post Graduate Diploma in Banking and Finance from the University of Calicut. He is married to Ms. Anu Madathil, a Chartered Accountant, based in Qatar.
There are people who dedicate their lives to support and to be a comfort others. It's a very common attitude of all to forget about one's native land once you fly to another country in search of a good living. But there are only a few people who really think and care about the place which helped them to grow indestructibly. And he is one among them. He never left his
homeland in the lurch. When his hard work and competence made him affluent in the middle east, his prime concern was his country, as he co-founded of "souhridham", a social and welfare organization based in Dubai, UAE with more than 500 permanent members whose major focal point is on conducting social welfare activities for the people in Coastal areas of Thrissur district, Kerala. He is serving second term as chief coordinator of the organization. It's equally important to try and inspire others to do great things as he does. In the hope of coming across more people like him, HRDS INDIA state our admiration for people like Mr. Fazil.
“Not all of us can do enormous things, but we can do minute things with great adoration”
We see only few souls who are born with an innate mind to serve the poor and uncared in our society. Mother Teresa was an epitome in this sphere. Here we have Aji Krishnan who had determined to make his life a song of serving humanity. He has a keen acumen for overall development of any field he touches.
To know and explore the real India one has to linger around the alleys of remote villages in India since that’s the place where one can readily find the real and bare faces of India. Aji Krishnan, fortunate enough to be born in one such village of Kerala. It is the key reason as to why he meticulously identifies the environmental impediments. From generations their family were into pastoral and agro based occupations. His father, Sri C.K. Krishnan was a planter and a frontier in bringing up group farming in the high ranges of Kerala and mother, Smt. V.K. Omana was a prolific and devoted teacher.
His parents influenced him largely, if he has attained the disposition of being a philanthropist today; it is because of his father who played a significant role in bringing poor farmers together and forms the group to do group cultivation, which helped the farmers intensely. Since his parents kept accommodated and he is the eldest at home from the nascent young age, he had to become the mentor for both his sibling and advocate to resolve any crisis. These obligations naturally made him a matured and helpful person that he is today. He was an active participant in the co-curricular activities in his school. During his University graduation, he was a blooming developer in all activities. He was an enterprising and vibrant member of the cultural club in school and showed his keen interest in the rest of the academic and non-academic pursuits. Apart from these plenty of undertakings it is his motivation, strategy and action that chalk out the characteristic traits of his fearless career.
Recapitulating the past, like any other young layman Aji Krishnan started his college days with a bucket of sky-high dreams, all good and bad encounters of his school life and experiences he then procured at pre-degree college made him ponder about our education system. The observation that illiteracy and destitution are flip sides of the same coin disturbed him, he wished to bring a change in the whole system and he started to think like a revolutionist, it was this passion that brought him into the Frontline of students’ politics. He was passionately interested and successfully participated in the university level election and represented the college, at that time he took leadership for many revolutionary strikes for the innovative educational reformations in Kerala. He represented the oppressed and closed section of student segment and led forward from the front fighting for justice. Since he grew up in a village, the beauty and admiration for the nature had inspired the artist in him. He completed his bachelor’s degree in Arts, simultaneously his interest developed in sculpture making and freehand painting. In fact, he wanted to shape and design the future of humankind. He graduated from Govt. R L V College of Fine Arts, Trippunithura, specialized in sculpture making. Later he became an active member of the Communist Party of India (Marxist). When cultural and intellectual degradation began in the party, the leaders of the party away from the common people due to their trading policies, soon after the sad demise of the great leader EMS, his mind, and thoughts were wounded, and hence he left the party in 1995.He also owned with cardamom estate, where he sells the outcomes to various states of India.
After completion of his graduation, Aji Krishnan had to choose between joining his family farming and plantation business or pursue his own dream; he started his career working as a sub editor of the magazine “EKOPANAM” which was published in Kerala. As part of the job he had to travel all over India during this journey he saw the actual India the poor and underprivileged, this left a big mark on his mind and he decided to uplift them from their pathetic plight of brutal realities. Eventually borne with a strong and dedicated mind to serve the deprived and downtrodden people. One of the main causes of his successive thoughts is the way he see the things. The positive manner in which he serves the people and the respect he showered among the people is the highlighting factor.
Aji Krishnan had chosen the segment of Humanity and extended his hands towards the needy. He is an active Social worker where he appealed by rendering efficient duties like assessing the client’s needs, situations, and strengthens them to support the weaker and deprived sections of society. He develops good relationship with the downtrodden and under privileged. He finds various opportunities thereby he uses it for the benefit of the society. Aligning his personalized perspectives and skills to modern management standards, he stands a proven, successful entrepreneur.
Joyce Dhanamani, born in Nagercoil and raised in Bengaluru, is an alumna of Oral Roberts University, Tulsa, Oklahoma, USA. Joyce is the first daughter of Bishop Francis Jackson and Smt. Sulochana settled in Bengaluru. Growing up, Joyce always admired her parents, who were devoted to helping the poor and uplifting the downtrodden, and she resolved to follow the footsteps of her parents. With a heart for women in distress, her philanthropic act of housing 15 abandoned women and teaching them a skill to self-sustain and live a dignified life led to setting up the “Talitha Cumi” Program (meaning in Aramaic - Young woman, Arise!), With a simple start from making tomato sauce, pickles, jams, and condiments.
Purpose of the company
